Integrated Card Payments

Take Card Payments The Smarter Way

Fully integrated payments that speed up service, reduce mistakes and provide a seamless checkout experience for both staff and customers.

Automatic transaction totals
Fast & secure payments
Reduce cashier errors
Works seamlessly with your EPOS
Integrated Card Payments

Why Choose Integrated Payments

Everything You Need To Take Payments

Integrated payments save time, reduce errors and give your customers a faster checkout experience while providing your business with secure, reliable processing.

Speed

Faster Checkout

No manual entry. Payment totals are sent directly from your EPOS to the card terminal, reducing queues and improving service.

Cash Flow

Next-Day Settlement

Improve cash flow with fast access to your takings and transparent settlement reporting.

Savings

Lower Processing Fees

Competitive rates with straightforward pricing and no hidden surprises.

Security

PCI Secure

Fully encrypted, PCI compliant payment processing that keeps your business and customers protected.

Payment Hardware

Choose The Right Terminal

Whether you're behind a counter, serving tables or working on the move, HCR EPOS has a payment terminal designed for your business.

Countertop Terminal
Retail

Countertop Terminal

Perfect for fixed checkout locations including retail stores, cafés and farm shops.

Best For

Retail
Farm Shops
Convenience Stores
Portable Terminal
Hospitality

Portable Terminal

Take secure payments directly at the table using fast Wi-Fi connectivity.

Best For

Restaurants
Bars
Hotels
Mobile 4G Terminal
Mobile

Mobile 4G Terminal

Accept payments anywhere using reliable 4G connectivity for complete flexibility.

Best For

Markets
Events
Delivery

How It Works

A Faster Checkout Experience

Integrated payments eliminate manual entry, helping staff serve customers more quickly while reducing mistakes.

Step 1

Customer Orders

Items are entered into your HCR EPOS system as normal.

Step 2

Total Sent Automatically

The sale total is sent instantly to the card terminal with no manual entry.

Step 3

Customer Pays

Chip & PIN, contactless, Apple Pay and Google Pay are all supported.

Step 4

Sale Complete

Payment is confirmed automatically and your EPOS records the transaction.

Why Integration Matters

Integrated vs Standalone Payments

See why businesses are switching to fully integrated card payments with HCR EPOS.

Recommended

Integrated Payments

The smarter way to take payments.

Automatic transaction totals
Faster checkout
No manual keying
Reduced staff errors
Integrated reporting
Automatic reconciliation
Improved customer experience

Standalone Card Machine

Traditional payment processing.

Manual amount entry
Slower transactions
Higher chance of mistakes
Separate payment reports
Manual reconciliation
More staff training required
Longer queues

Why Businesses Choose HCR EPOS

Built For Modern Businesses

Our integrated payment solutions help businesses serve customers faster, reduce mistakes and simplify day-to-day operations.

All Major Cards

Accepted

Visa, Mastercard, American Express, Apple Pay and Google Pay.

Fast

Settlement

Quick access to your takings with reliable payment processing.

PCI

Secure

Encrypted and fully compliant payment processing for complete peace of mind.

7 Days

Local Support

Installation, training and expert Scottish support whenever you need it.

Trusted Payment Technology

Accept Every Major Payment Method

Provide customers with the flexibility to pay how they want while keeping every transaction secure and fully integrated with your HCR EPOS system.

Visa
Mastercard
American Express
Apple Pay
Google Pay

PCI DSS Secure

Fully encrypted payment processing using PCI DSS compliant infrastructure.

Contactless Payments

Accept contactless cards, Apple Pay and Google Pay with every terminal.

Chip & PIN

Reliable Chip & PIN transactions for secure customer payments.

Fully Integrated

Payments and EPOS work together automatically with no manual entry.

Frequently Asked Questions

Everything You Need To Know

Answers to the questions we're asked most often about integrated card payments.

Yes. Your card payments can continue to settle into your existing business bank account.

Most merchants can be set up quickly once the application has been approved.

Absolutely. The sale total is sent automatically from your EPOS system to the card terminal, reducing errors and speeding up checkout.

Yes. HCR EPOS provides installation, configuration, staff training and ongoing support throughout Scotland.

Visa, Mastercard, American Express, Apple Pay, Google Pay, contactless cards and Chip & PIN are all supported.

Yes. We can help move your business to HCR EPOS with minimal disruption.

Ready To Upgrade?

Transform The Way You Take Payments

Discover how integrated card payments can speed up service, reduce mistakes and improve the customer experience.

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