Take Card Payments The Smarter Way
Fully integrated payments that speed up service, reduce mistakes and provide a seamless checkout experience for both staff and customers.

Why Choose Integrated Payments
Everything You Need To Take Payments
Integrated payments save time, reduce errors and give your customers a faster checkout experience while providing your business with secure, reliable processing.
Faster Checkout
No manual entry. Payment totals are sent directly from your EPOS to the card terminal, reducing queues and improving service.
Next-Day Settlement
Improve cash flow with fast access to your takings and transparent settlement reporting.
Lower Processing Fees
Competitive rates with straightforward pricing and no hidden surprises.
PCI Secure
Fully encrypted, PCI compliant payment processing that keeps your business and customers protected.
Payment Hardware
Choose The Right Terminal
Whether you're behind a counter, serving tables or working on the move, HCR EPOS has a payment terminal designed for your business.

Countertop Terminal
Perfect for fixed checkout locations including retail stores, cafés and farm shops.
Best For

Portable Terminal
Take secure payments directly at the table using fast Wi-Fi connectivity.
Best For

Mobile 4G Terminal
Accept payments anywhere using reliable 4G connectivity for complete flexibility.
Best For
How It Works
A Faster Checkout Experience
Integrated payments eliminate manual entry, helping staff serve customers more quickly while reducing mistakes.
Customer Orders
Items are entered into your HCR EPOS system as normal.
Total Sent Automatically
The sale total is sent instantly to the card terminal with no manual entry.
Customer Pays
Chip & PIN, contactless, Apple Pay and Google Pay are all supported.
Sale Complete
Payment is confirmed automatically and your EPOS records the transaction.
Why Integration Matters
Integrated vs Standalone Payments
See why businesses are switching to fully integrated card payments with HCR EPOS.
Integrated Payments
The smarter way to take payments.
Standalone Card Machine
Traditional payment processing.
Why Businesses Choose HCR EPOS
Built For Modern Businesses
Our integrated payment solutions help businesses serve customers faster, reduce mistakes and simplify day-to-day operations.
All Major Cards
Accepted
Visa, Mastercard, American Express, Apple Pay and Google Pay.
Fast
Settlement
Quick access to your takings with reliable payment processing.
PCI
Secure
Encrypted and fully compliant payment processing for complete peace of mind.
7 Days
Local Support
Installation, training and expert Scottish support whenever you need it.
Trusted Payment Technology
Accept Every Major Payment Method
Provide customers with the flexibility to pay how they want while keeping every transaction secure and fully integrated with your HCR EPOS system.
PCI DSS Secure
Fully encrypted payment processing using PCI DSS compliant infrastructure.
Contactless Payments
Accept contactless cards, Apple Pay and Google Pay with every terminal.
Chip & PIN
Reliable Chip & PIN transactions for secure customer payments.
Fully Integrated
Payments and EPOS work together automatically with no manual entry.
Frequently Asked Questions
Everything You Need To Know
Answers to the questions we're asked most often about integrated card payments.
Yes. Your card payments can continue to settle into your existing business bank account.
Most merchants can be set up quickly once the application has been approved.
Absolutely. The sale total is sent automatically from your EPOS system to the card terminal, reducing errors and speeding up checkout.
Yes. HCR EPOS provides installation, configuration, staff training and ongoing support throughout Scotland.
Visa, Mastercard, American Express, Apple Pay, Google Pay, contactless cards and Chip & PIN are all supported.
Yes. We can help move your business to HCR EPOS with minimal disruption.
Ready To Upgrade?
Transform The Way You Take Payments
Discover how integrated card payments can speed up service, reduce mistakes and improve the customer experience.
